What should you actually charge?

Your rate has to cover more than your time — expenses, taxes, and all the hours nobody pays for. Let's find your real number.

Income you want to take home in a year The number that pays your rent and feeds you — after the business is covered.

Yearly business expenses Software, supplies, event fees, equipment.

Hours per week

hrs

Weeks per year

wks

Fine-tuning: billable % & taxes ▸

What share of your hours are actually billable? Admin, marketing, and emails aren't billable. Most people bill only 50–70% of their hours.

Set aside for taxes Self-employed taxes are real. This is a rough buffer, not a tax calculation.

To hit your goals, charge about

— per hour

— billable hours / year

— total need before taxes

This is a floor, not a ceiling — experience and demand can push it higher.

Invoice & quote maker

Fill it in, hit print, look professional. Everything stays on your device.

Business name

Your contact (optional)

Client name

Client contact (optional)

Invoice #

Date

Tax rate (optional)

Notes / terms (optional)

Drafts are saved on this device only — nothing is uploaded anywhere.

Brand Name Nerd

INVOICE

Billed to

Client Name

Description	Qty	Unit price	Total

Subtotal$0.00
Tax$0.00
Total due$0.00